An insurance resolution list for business owners

A new beginning – that is what I like to call the new year.

Maybe you’ve procrastinated that phone call to your insurance agent. If so, now is a great time to start the new year right.

This is an excellent time to get you thinking about protecting your assets. Some of you may be laughing about that due to the volatile changes that we have had in the markets lately.

However, it’s especially important to properly protect whatever you have.

Sitting down with your insurance agent for 20-30 minutes to review and verify your policy coverage can give you peace of mind and make sure you are prepared in the event of a loss.

If you’re not sure what to review or talk to your agent about – start with the basics.

1. Verify all contact and address info.
2. Vehicle information – make sure you have the proper year, makes and models as well as VIN numbers listed on the policy.
3. Confirm all driver information.
4. Discuss and update sales and payroll information.
5. Discuss any new purchases you have made to confirm coverage.
6. And of course review your policy to confirm you have water and sewer back-up coverage.

This may sound simple, however, you might be surprised at what you uncover, especially if you have not looked at your policies in awhile.

If you are a business owner and need help with safety training or want to put together an employee handbook, your agent may have several resources available to you and often times they are FREE. 

So start your new year off on the right track and make your insurance appointments today.